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Should I get a supplemental dental plan?

A supplemental dental plan for existing coverage may be a good idea for you if you feel like you need extra or full-coverage dental. For example, if you need expensive treatment, like braces or a root canal and a crown, which will end up going over your current plan's annual maximum limit.

How much does supplemental dental insurance cost?

The cost of supplemental dental insurance varies by plan, but the annual premium is usually between about $400 and $700. For individuals, supplemental dental insurance plans are usually about $20 to $50 a month. For families, it can be $50 to $150 per month.

How do I get dental insurance coverage for crowns?

You can also get dental insurance coverage for crowns if you sign up for the TakeAlong Dental High plan from the insurance provider MetLife. This dental plan works similarly to the one from Guardian Direct. You’ll get 50% coverage for crowns after a 12-month waiting period.

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